Ep 102: The Dave Ramsey Takedown

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Mar 16, 2025 52m 17s

Description

Ladies and gentlemen, welcome to the big fight! In the red corner: personal finance guru and guy who makes millions by making poorer people feel bad about their debt, Dave "how's your retirement fund looking?" Ramsey. And in the blue corner: with a much lighter pocketbook but much heavier t-shirt collection, Dan "alright let's see it" McClellan.

What could a Bible scholarship show possibly have to say about a personal finance guy, you might ask. Well, Mr. Ramsey styles himself a Christian personal finance guy, and in that capacity makes some pretty interesting claims. So, while we are not qualified to check him on his finance advice, when he veers into our lane, he's fair game. And boy, did that guy veer!

Then, the Deuteronomist abides. There may be some ten dollar words ahead (words that Dan Beecher may or may not be able to pronounce), but don't let that fool you: the Deuteronomistic history is actually fascinating.

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Transcript

00:00We've got a fever, and the only prescription is to sell everything that you own and give

00:06their money to the poor.

00:07Yeah, exactly.

00:08Cowbell.

00:09Hey, everybody.

00:10I'm Dan McClellan.

00:11And I'm Dan Beecher, and you're listening to the Data Over Dogma podcast where we increase

00:20public access to the academic study of the Bible and religion and combat the spread of

00:25misinformation about the same.

00:27How are things today, Dan?

00:29It's a good day for combatting misinformation, and we've got some combatant to do.

00:36Yeah, and also for...

00:37And a worthy opponent at that.

00:40Also a good day for coordinating with your typewriter.

00:44Your shirt seems to have some pink in it's, which is...

00:47You know, for those listening at home, that won't make a lot of sense.

00:51But if you're watching us on the YouTube, yes, I've got a little bit of pink in my shirt.

00:57I've got a pink typewriter behind me.

00:59Everything's coming up roses.

01:01And I'm just...

01:02I'm just wearing Wolverine as normal.

01:04So...

01:05As per you.

01:06Big fan of roses, though.

01:08Definitely.

01:09Yeah.

01:10Logan, all about the roses.

01:11Yeah, we're going to be combating some misinformation being spread by a very high profile individual.

01:17Yeah, it's one Mr. Dave Ramsey.

01:19We're going to...

01:20Oh, we're coming for Dave.

01:21I was trying to tease a little bit, tease it out, have him wondering, "Well, who is

01:25it?

01:26Dan's?"

01:27Yeah, yeah, yeah.

01:28All right, fine.

01:29Okay, so...

01:30I...

01:31Yes.

01:32On this show, I'm definitely the expert.

01:34So our first segment is going to be a taking issue, because we are taking issue with Mr.

01:41Ramsey.

01:42And then we're going to do a "What is it?"

01:46And we're going to be talking about...

01:47What are we talking about?

01:48The Deuteronomynical...

01:49Wow.

01:50I think Deuteronomynical is the correct thing.

01:54Deuteronomynical... we probably can't sing that.

02:00Yeah, well, yeah.

02:02Deuteronomistic history.

02:03Yeah, okay.

02:04And the Deuteronomist and the Deuteronomistic school.

02:08And even a little bit about Deuteronomy.

02:10Okay.

02:11So, yeah.

02:12None of it has anything to do with the dude, though, unfortunately.

02:16So you...

02:17You...

02:18Lebowskiites can...

02:19We're not into the whole brevity thing, so...

02:22That's true.

02:23Yeah.

02:24That will save that for TikTok.

02:25Yeah.

02:26All right.

02:27Well, hey, let's launch in with take an issue.

02:34And this week, the issue we are taking is with one Mr. Dave Ramsey, who was made to feel

02:41quite...

02:43I'm just going to say he seems pretty defensive.

02:47Yes.

02:48He was asked a question on his show.

02:50For those of you who don't know, Dave Ramsey is a financial guru.

02:56He's a personal finance guy.

03:01His whole deal is that he'll teach you how to get out of debt and get rich.

03:06And my personal opinion of his approach is that it is not very realistic or effective,

03:13but that's neither here nor there, because the thing that makes him salient to our podcast

03:19is that he brands himself as the Christian personal finance guy.

03:26Yes.

03:27And that's weird.

03:28That's a weird thing to do.

03:30Well, I mean, there are others.

03:32He's not the only one who is like, "Jesus will help you get wealthy."

03:36Yeah.

03:37Mainly he's going to help me get wealthy, though.

03:39It does seem like every time someone says, "Jesus will help you get wealthy."

03:44They're the ones whose bank accounts seem to grow from it.

03:47Yes, yes, indeed.

03:48That's neither here nor there in terms of Dave Ramsey.

03:51Dave, so here's the deal.

03:53He's got a show.

03:54He's probably got multiple shows.

03:57And on a recent episode, he was asked about -- I'll just read the question, and then we

04:06can sort of go over how he answered.

04:13So the question was, how is it considered ethical for people to own so many houses?

04:19I was wondering how, as a Christian, this isn't seen as greed.

04:23Don't you know that buying up all these homes is what's causing the housing shortage?

04:28Now for those of you who aren't in the United States of America, I'm guessing this is happening

04:32all over the world.

04:33But there are some real problems happening in the housing sector here in the U.S.

04:40It's getting really dicey out there, and part of that is that, yeah, there are lots of people

04:48and organizations and companies that are buying up housing.

04:54And then rather than selling them, they're hoarding them and they'll rent them, but it's

05:02like it has become very difficult and very expensive to buy a house in the United States.

05:09There are a lot more houses that get purchased by investors, real estate investors, than

05:15by people who are going to live in those houses than has been the case in the past.

05:21And I think someone -- I saw another video where somebody said there are almost five -- there's

05:26a shortage of almost 5 million homes in the U.S., and there are more than 5 million homes

05:34that are owned by investors, folks who own multiple different properties.

05:42What is the one that they kept bringing up, BlackRock, Blackstone?

05:46Blackstone, yeah.

05:47Blackstone, yeah.

05:48Is an example of that.

05:50But it's so much fun.

05:52Yeah.

05:53So this is just an investment group that is finding ways to make money.

05:59And frankly, housing, it's fine to make a profit off of housing.

06:06That's not a problem.

06:07But when your model is to buy enough housing to be strong enough, some of these companies

06:14are so strong that they have the muscle to drive up all the prices of the homes that

06:24they've purchased just so that they can then sell them for more or have high rental costs.

06:31Yeah.

06:32And evidently, though, they're not the main drivers of the problem.

06:37What's funny about this video is Dave Immediate was like, that has nothing to do with the

06:44housing crisis.

06:46And then with some back and forth with the other person on the show, he was like, "Okay,

06:51maybe it has something to do with the housing crisis."

06:54But not as much as those idiots on TikTok say, and the other person's like, "You're on

06:58TikTok."

06:59And he's like, "It is amazing."

07:03Because his first response, the question is obviously meant to be a theological one.

07:09Yeah.

07:10Or an ethical one.

07:11Or an ethical one.

07:12Yeah.

07:13But it's framed in a Christian framework.

07:17And that is about greed.

07:18It's about...

07:20So maybe let's start with that.

07:22What do we know?

07:23What Bibles tell us about...

07:25We've talked about Jesus saying that wealth is bad.

07:30Yeah.

07:31I'll do you one better.

07:32Okay.

07:33We actually have in the Bible criticism of people who buy up properties.

07:36Oh, really?

07:37Yeah.

07:38And this goes back to the prophetic critique.

07:42So we've talked about this before on the show.

07:44In the eighth century, you had these kings who had like 40-year reigns, and there was

07:51a lot of growth, economic growth, there was a lot of population growth.

07:57They were trading internationally.

07:59The northern kingdom of Israel was doing well.

08:01You had new cities popping up all over the place.

08:04The southern kingdom of Judah was doing well.

08:07They didn't really have many cities.

08:08Mainly it was just Jerusalem was the main city.

08:11But you went from a subsistence society where you might have a handful of acres and you're

08:20growing stuff, and you're mainly growing enough to keep your household alive and then have

08:26a little extra to take down to the farmer's market on the weekend.

08:31And what you do is you diversify your crops so that if something happens and one crop goes

08:39south, it doesn't totally devastate you.

08:42And what happens when you start to get a lot more income and a lot more centralized control

08:49is in the eighth century it converted to what's called a command economy where the people who

08:55had the money and the people who were buying up the crops and controlling what was grown

09:00are telling you what to grow.

09:02And it was mainly olive oil, wine, things like that that are being shipped off, being

09:10sold internationally.

09:11And so your people who live in the big cities with all the money are directing what folks

09:17out in the fields are selling and they don't care about the diversification of the crops.

09:23And so it's a lot more dicey.

09:26You're a lot more vulnerable in a command economy.

09:29And also you're going to have to borrow money in the subsistence economy.

09:35Usually the population centers are smaller and you have survival loans that are, you

09:41know, meted out within a community and, you know, they might not charge interest.

09:46They might charge only a tiny bit of interest.

09:48They would say, you know, pay us back when you can.

09:51But with it, it's just to get you by for the for the six months until until your next crop

09:56comes in and you're able to sort of make things make this happen for yourself.

10:00In the command economy, you're getting loans from the wealthy people in the city centers

10:05who could not care less what happens to you and demand to be paid back in bullion, you

10:12know, when the when the crops are being harvested, when they're the least valuable, like everything

10:19works for the wealthy folks and against the the poor folks out in the field in a command

10:24economy.

10:25And this is what's happening.

10:26I'm glad we've got rid of that system.

10:29That doesn't sound like a good system at all.

10:31And then if you forfeit or if you, oh, shoot, I'm forgetting the way I'm not an economist

10:37as everybody already knows, but if you don't pay back your loan, they take over control

10:43of your property.

10:44And then guess what, you're working your own land just to give everything to the person

10:51who now owns your land.

10:53You've become basically a surf.

10:56You've been enslaved to your own own property and that just allows land consolidation and

11:02debt consolidation on the part of the wealthy folks.

11:04And so this creates huge social inequities.

11:08And this is what's going on in the eighth century.

11:09And you have the eighth century profits coming out hard against this.

11:13And so in Isaiah chapter five, you've got, well, and it starts in chapter one and the

11:20prophetic critique is where they're like, I hate your, your sacrifices and your offerings.

11:25And I do not delight in the blood of bulls and all this kind of stuff.

11:28And really the idea is you're all grinding the faces of the poor and then you're turning

11:32around and you're going to look how pious I am at the, the festivals and everything.

11:36And that's, and that's the height of sin.

11:39But in Isaiah five, he says, woe to those who join house to house who add field to field

11:45and tell, until there is room for no one.

11:47And you are left to live alone in the midst of the land.

11:51The Lord of hosts, a sworn in my hearing, surely many houses shall be desolate, large

11:55and beautiful houses without inhabitant for 10 acres of vineyard shall yield, but one

12:00bath and a Homer of seed shall yield a mere ephah.

12:04So basically he's threatening all the wealthy people who are out there, engaged in this land

12:11consolidation, who are exploiting the economy, who are taking advantage of the justice system,

12:16who are doing all these things to make themselves wealthy.

12:18And this tree wasn't talking about Florida, because this, this literally sounds exactly

12:23like Florida.

12:24Do you know how many homes are sitting vacant in Florida right now?

12:31I, all I think about it, when I hear vacancies is the wire, it's literally, it's like hundreds

12:38of thousands of homes.

12:39It doesn't surprise me.

12:40They're probably, you know, multi-million dollar homes to yeah, or they were.

12:46Good luck buying or selling them now.

12:48But this is the beating heart of the prophetic critique because it is wealth is all being

12:53centralized among a minority of the elite.

12:57And it is leaving the poor and the orphan and the widow and the oppressed out to dry.

13:03And so that's Isaiah and Micah and Amos and Jose, they're all just dragging the wealthy

13:11because they are doing precisely what Dave Ramsey is talking about.

13:17So even in the Hebrew Bible, we have direct condemnation of what Dave Ramsey is about

13:24to try to very pathetically defend.

13:28Yeah, because here's what he, what, what he comes back with for, he doesn't answer.

13:32He doesn't address the ethical question at all to start with.

13:39What he, what he first tries to do is say, no, people buying multiple homes is not what's

13:46driving the, the housing crisis.

13:48And then, you know, the, the woman that he's talking to says, well, what about Blackstone,

13:52as you said, and he goes, Oh yeah, well, Blackstone kind of is, yeah, that's kind of bad.

13:57And then he makes this weird thing that as though this somehow makes it, it makes a real

14:03differentiation.

14:04He's like, well, hedge funds don't have a soul, which, yeah, I guess, but like the guys

14:13that make the decisions there do, the people who profit off of them do the, like it, this

14:19thing isn't operating as an autonomous unit, the hedge funds don't like pop up out of the

14:25ocean fully formed and ready to make choices.

14:28Yeah, they're, they're run by people who profit off of them.

14:33Yeah.

14:34And, and as I mentioned to you earlier, it sounds like he's taking limited liability

14:38corporation a little too far as if, as if you're, uh, your moral culpability before God can

14:46be, uh, offloaded to your corporations, like it's not me who did this.

14:51It's, it's my LLC that did this.

14:54And that's clearly not a sentient entity.

14:56And so the, the culpability just dissolves like a fart in the wind.

15:01I can't be responsible for any of this.

15:04I like the idea of Dave Ramsey showing up to the pearly gates and showing his like articles

15:09of incorporation to, to St. Peter or whatever.

15:14Yeah.

15:15I, so here's the deal.

15:16He, he then goes on to say he says, you know, I own, I, I, I don't know, 15 to 20 houses

15:27among, and a bunch of a commercial real estate, which the thought of like not even knowing

15:32how many houses you own.

15:34Yeah.

15:35And then being like, well, the majority of the, the upcoming generation will never own

15:40right.

15:41A single home.

15:42Yeah.

15:43And he's like, I don't know.

15:44I got some.

15:45I don't know.

15:46Well, and, and also like he's talking about Blackstone, like it's this horrible thing.

15:49Um, dude, that's you.

15:51You just, that's who you are.

15:53If you own, if you own upwards of 20 houses and come on, if he's saying, uh, 15 to 20,

16:01yeah, it's more like 30 or 40.

16:03Uh, but yeah, he, and as well as commercial real estate, like you're, you're literally

16:09no different than Blackstone in that, at that point, uh, except in scale.

16:19And then, then he gets to the really juicy part.

16:22Um, and I want to, I want to go ahead and read this, um, and, uh, he says, how is, uh,

16:29somebody says, how is that not greed?

16:31And he says, uh, because I don't own anything Greg, I'm Christian.

16:37And that means God owns it.

16:39And I'm managing it for him.

16:41So I guess you're calling God greedy and I'm reading word for word from a transcript of

16:49this video.

16:50He literally said that, which is another, it's another attempt to be like, well, it's

16:55the LLC owns it.

16:57Not me.

16:58Right.

16:59I mean, sometimes it's God LLC.

17:00It is, it is the Lord, uh, limited liability company.

17:05Yeah.

17:06Yeah.

17:07The thought that, I mean, it's such a dodge, right?

17:09It's such an obvious dodge because very clearly, yeah, maybe he could claim that if he were

17:15giving all of the proceeds to all of these things to a charity, maybe he could say that

17:23then he could claim, you know what I'm just, I'm managing this for God.

17:27You know what I mean?

17:28I don't understand that being a claim.

17:30If he's not benefiting from the, from the increase of this business venture, but yeah.

17:38And certainly this sounds like just like this concept only exists when it is reified

17:45for the sake of defending his, his, a moral stance because I'm sure at no point whatsoever

17:53is he ever, um, you know, counting his sacks of bags that have dollar signs painted on

17:59them, uh, with the idea of how am I going to serve God, like, you're right.

18:05God is not the one who is cashing the checks.

18:07God is not the one who's jetting off to the Seychelles to, uh, to enjoy being a steward

18:12of, of, uh, God's property.

18:15Right.

18:16This is a, a defense that exists only for the sake of defense.

18:21This is yeah, and good heavens that he pathetic attempt, even if your license plate says something

18:29Christian on it, uh, if it's on a Ferrari, that's you.

18:35Yeah.

18:37So there you go.

18:38Yeah.

18:39He, I think that it's, it's kind of astounding that he's willing to, uh, that he's willing

18:45to, to say that, the, oh, I guess you're calling God greedy now.

18:51Um, no, we're talking to you, Dave, uh, that's, that's who, yeah.

18:56And then he goes on to, um, to give a hard time to people who have bathrooms in their

19:01homes.

19:02Right.

19:03He's like, if you make this is another, this is another like, uh, a look over there, sort

19:08of a dodge.

19:09It's what about his, um, yeah, here it's like, if you make $36,000 a year, you're in the

19:14richest 1% globally, which is entirely false.

19:18It's, um, I looked it up.

19:20It's more like a $175,000 a year to be in the top 1% globally.

19:25Oh, really?

19:26Okay.

19:27Yeah.

19:28And if you're talking about the top 1% in the US, it's like 800 something thousand

19:31dollars, uh, a year.

19:33So not only is it not true, but it's just pure, what about him?

19:38You're just trying to, the point that he's making, he says, if you've got three bathrooms,

19:43if you have more, you have more than most people in the world, why are you not greedy?

19:47If you have two cars, you have two cars more than most people in the world.

19:50If you make $38,000 a year, you're in the top 1% of income.

19:54How are you not greedy?

19:56And his point, and then he, and then he says another astounding thing, uh, which is amounts

20:01don't create greed.

20:04Greed is a spirit.

20:05It's not an amount.

20:07I mean, okay, I, you, you can have greedy poor people and, and you can have, uh, selfless,

20:16uh, wealthy people.

20:17That's a lot more rare, but, um, but yeah, the, this is another attempt to just dodge the

20:23fact that now if, if you're always trying to get more, that's, that's what avarice is.

20:31That's what greed is.

20:32You're not happy with what you have and I don't think, I don't think the, the, the,

20:39the biggest concern is this qualifies as greed.

20:42I think the biggest concern is this is unethical.

20:46If you hold yourself out to be a Christian, whether it's greedy or not, it's unethical

20:52to be causing suffering on the part of others, just so you can hoard more for yourself.

20:58Yeah.

20:59I think that is the point.

21:00Um, I, I do think that there are, and I don't have it pulled up.

21:04There are, I mean, you know, one of the things that we talk about all the time on this show

21:07is the fact that the Bible can be used to bolster many different conflicting positions.

21:14And I think that there are some, some scripture that definitely, you know, that definitely

21:19lean the other direction that it's good to, to be wealthy and that, that wealth is sort

21:24of a, it makes up for a positive thing.

21:26You know, a lot of these scripture writers were writing in the times of kings who had

21:31wealth and they would have gotten in big trouble if they had written anything else.

21:35Well, and a lot of, a lot of the Hebrew Bible, a lot of the wisdom literature, this is written

21:40by the social elites and they are, are there to promote their own, their own worldview

21:47and their own interests.

21:48So, you know, the, the author of Proverbs is obviously, you know, doesn't, doesn't have

21:53a hard time with wealth when he's like, ah, a virtuous woman who has a bunch of slaves

21:57and goes out and, and purchases fields in the marketplace and, and all this kind of stuff.

22:02Like that's, that's a very wealthy person.

22:04The New Testament is written to serve the interests of minority communities and largely

22:11oppressed communities.

22:13Now there's a, the, the authors are not speaking on behalf of communities.

22:20They're writing for literary purposes, but earliest Christianity was derided as a religion

22:26for women and slaves.

22:27Right.

22:28These were the, the poor in the downtrodden, which is why in the New Testament, you don't

22:32really have the same kind of rhetoric you have in Proverbs and, and in Samuel and Kings,

22:37the New Testament, you have Jesus telling the rich young ruler, oh, if you want to inherit

22:42internal, eternal life, go sell everything you have and give all the money to the poor.

22:47Now, I don't know how Dave Ramsey, uh, reconciles this with, uh, I mean, what would he have

22:56said to Jesus in response?

22:57Like, what, this isn't my stuff.

23:01I don't own any of this.

23:03I can't sell this.

23:04It's God's.

23:05This belongs to God.

23:06How could I possibly sell it?

23:07It does.

23:08Yeah.

23:09It seems, uh, it seems like especially a Christian, you know, what we talk about, uh, justifying

23:17wealth with Proverbs, but yeah, if you're a Christian, theoretically the, the, the teachings

23:24of Jesus and sort of the, uh, the New Testament should be the, the, the more dominant guide

23:30and it feels really clear about the hoarding of wealth and the, and the, uh, the, yeah,

23:39the, the, the making other people miserable because you want more.

23:46And it's not just an individual thing.

23:48It's a social thing.

23:49Like these are people who are causing social inequities and causing economic problems for

23:57people who they've never met and have nothing to do with them.

24:00And I can think of another example that's even more directly related to this.

24:04Um, Jesus condemns, um, folks for, um, and I forget where this passage is.

24:11I haven't read it in a while, uh, but he condemns people who, uh, who say Corbin, do you remember

24:18that?

24:19Okay.

24:20That's in Mark seven, but ye say if a man shall say to his father or mother, it is Corbin.

24:24That is to say a gift by whatsoever that might as be profited by me.

24:28He shall be free that.

24:31Oh, I just read the KJV accidentally, um, shame on you.

24:36I get, I get one a year.

24:38And the idea here is, is Corbin is this word that's supposed to mean dedicated.

24:44And so what this is saying is that children are withholding, uh, wealth, money, uh, maybe

24:50items, uh, of property of value from their parents who in, in this situation clearly need

24:58them or could be greatly benefited by them by saying this is dedicated to God.

25:04I can't give it to you.

25:07I'm going to hold on to it.

25:09I'm going to benefit from it, but it's God's.

25:14So I'm afraid I can't turn it over to you, which is pretty much exactly what Ramsey is

25:19saying.

25:20I said, Oh my, my 15 or somewhere around about 20 ish homes and, and various in sundry,

25:26uh, uh, commercial real estate properties.

25:29I don't know in any of them.

25:30They belong to God, but you can't have them.

25:32Right.

25:33Um, like it's the, it's the exact same thing.

25:35And so, um, it's being condemned here.

25:38Um, yeah, it, he goes on to, uh, to justify all of this thinking with an amazing, uh, idea,

25:49which is that he says that anyone who think he says you can be a socialist.

25:55If you want to just don't blame Christianity, uh, and then he says that it is that and definitely

26:02don't read acts four and five, wait, what do acts four and five say?

26:08That's where they said, uh, they had all things in common and there, uh, we're no poor among

26:13them.

26:14And then, um, uh, Sephira and an IS were like, Oh yeah, yeah, we, this was, this was a full

26:19amount that we sold our property for.

26:20And then God's like zap.

26:22Um, so, right.

26:23Oh, that's right.

26:24They died, huh?

26:25Yeah.

26:26Yeah.

26:27Wow.

26:28Okay.

26:29Yeah.

26:30So, excuse me for laughing, but, um, this was a long, long time ago.

26:31Yeah.

26:32Yeah.

26:33Yeah.

26:34Yeah.

26:35So, uh, the, so, so yeah, he's, he's saying don't be, you can be socialist if you want,

26:38but don't blame Christianity and then he will blame being socialist on Christianity.

26:43Right.

26:44Right.

26:45Yeah.

26:46He seems to think that they're, uh, against one another and he says, and he then says,

26:51he says it, he says that's, and that's meaning like being against the massive accumulation

26:58of wealth, I assume, or, or of things.

27:01He says that's a form of heresy called Gnosticism that believes that the material is bad.

27:08And anyone that has material, their soul is in jeopardy.

27:12Now, you and I talked about Gnosticism a few weeks, a few episodes back.

27:17I don't remember that being the kind of material that we were talking about, like not owning

27:23material wealth.

27:24Yeah, I don't think that was what the, what, what it was all on about, but no, that, that's

27:29Jesus.

27:30That's Jesus is the one who's saying where you place your heart, uh, you know, there

27:36will your, uh, or there, wherever your treasure is there, your heart will be, and you cannot

27:40serve God and wealth and give away, uh, all that you own.

27:46That's Jesus.

27:47Yeah.

27:48What narcissism is talking about is that the material world, not material wealth, but the

27:53entire material world is corrupt and we are fundamentally spirits that are trying to escape

28:00from the fleshly prisons of the material world.

28:03Gnostics are not like, if you're poor, you're cool, but if you have lots of stuff, you're

28:10evil.

28:11Like that's, that's not Gnosticism.

28:13Right.

28:14Right.

28:15This is a, but it does seem like it does seem like one of the things that the Gnostus,

28:18Gnostus, Gnostics.

28:20Thank you, that the Gnostics are, uh, are against would be holding fast to the values

28:28of a material world.

28:30Absolutely.

28:31So, uh, so yeah, I think, I think he does have something to fear from Gnosticism.

28:35Well, he, yeah, he's on, he's on the short end of the Gnostics and Jesus, like both of

28:40them are like, what?

28:41No.

28:42Yeah.

28:43You're not it guy.

28:44Yeah.

28:45Um, the, the, the anti Gnostic and anti, uh, you, the whole thing was just a very, it's

28:53funny because the, the, the initial question that somebody wrote into him didn't mention

29:01him at all, didn't say anything about, Hey, uh, Dave, you personally, how can you just

29:09have it just said, how do you, how do we justify this as a concept?

29:14Isn't it greed and, ooh, the defensiveness of this man, Dave, Dave was immediate.

29:20Like, I took that personally.

29:22Dave, Dave just told on himself, like he took the entire time to just tell on himself.

29:27And cause you know, there, there's an, uh, within Christian nationalism, there, there's

29:31got to be some kind of, of, uh, reckoning, there's got to be some kind of, uh, uh, discussion

29:37going on about, um, you know, what about, you know, the whole sell everything that you

29:42know, I'm like, these people are talking and, and they've got to be trying to convince

29:47each other that they're okay.

29:49And so I think Ramsey was just like, time to rattle off the, the litany of, uh, of excuses

29:56that I've heard other people come up with for why it's okay to be monumentally wealthy

30:01in the face of such extreme social inequality, uh, in this world, uh, and be a Christian

30:08at the same time, and then they even be like, I'm a better Christian than y'all, y'all are

30:13awful Christians.

30:14Well, I mean, his theory that, uh, all of my stuff, because I'm Christian, just by virtue

30:22of me being Christian, all of my stuff belongs to God, it makes it like what he can then

30:28do is, uh, by that logic, more accumulation means God has more stuff.

30:35And that's an inherently good thing, not, he doesn't say how that's a good thing, but

30:41as long as God, God's accruing more stuff, that must be okay.

30:45And therefore I'm a good person and shut up.

30:48Great.

30:49Well, and, and I think there, I imagine he has this parable in mind of the, um, the wise

30:55steward where God gives them the, um, the talents and they invested in, and, um, you

31:01know, the one who is scared and, and buries their talent and God comes back and says,

31:06where's my, where's my, uh, increase?

31:09And they say, Oh, I just buried it.

31:10But here's the talent back that you gave me.

31:12And then God is like, ah, and, and gets upset with them.

31:15That's probably an excuse.

31:17He's, he's, um, would ultimately end up appealing to that he is the wise steward by generating

31:24all this increase, um, what's the parable manifestly does not talk about though is, is,

31:32um, all the bodies left in the wake, uh, and an entire generation that will never be able

31:39to own a house and can barely afford eggs right now.

31:42Yeah.

31:43I find that parable deeply problematic.

31:45And maybe we should do it at some point.

31:47Yeah.

31:48We should do that parable here on the show because it's, uh, it's a tricky one, you know,

31:53for all of our talking about Jesus, you know, being very anti wealth or whatever, that seems

31:59to fly in the face of it.

32:00So yeah, maybe we should, we should address that.

32:03And he, and he uses kings and wealthy folks and slave owners and things like that in,

32:08in a number of parables, which does kind of, uh, sound odd in light of the rest of his

32:14blessed or the poor and the meek, um, rhetoric.

32:17So yeah, that would be interesting.

32:18Yeah. So, so maybe, you know, maybe Dave Ramsey's right, maybe Dave Ramsey, maybe with that,

32:24with the parable of the talents now, now you got me thinking maybe he's okay.

32:27Well, if the Old Testament prophets and, uh, and Jesus have anything to say, well, yeah,

32:34but we're splitting Jesus along these, uh, these parable and, um, yeah, because it's

32:39not a, the parables are not really prescriptive, but hey, go sell everything you have and give

32:44the money to the poor.

32:45It's pretty prescriptive.

32:46That's pretty prescriptive.

32:47That's, that's fairly unambiguous.

32:49It's true.

32:50Yeah.

32:51We've got a fever and the only prescription is to sell everything that you own and give

32:55the money to the poor.

32:56Yeah, exactly.

32:57Um, Calbell.

32:58So.

32:59All right. Well, uh, that was great. And, uh, I hope Dave Ramsey comes after us for

33:04it.

33:05We can use the attention.

33:07That's right.

33:08Come at me, Ramsey.

33:10Uh, don't, yeah, don't, don't go to him for your advice. Anyway, uh, let's move on to,

33:15uh, I'm, I'm sure now I'm going to get a lot of emails because I'm sure some of our listeners

33:20have felt like they've gotten great advice from Dave Ramsey. Anyway, so yes, uh, our

33:25next thing is what's that?

33:32And the what's that for, uh, for, for this thing is the deuteronomistic history. Yes.

33:39And I said, I said all of those syllables. I'm just going to be, uh, clear that I, I achieved

33:45that much on the show today. Uh, so, so talk to me. You suggested this as a, uh, as a topic.

33:53Yeah.

33:54And I said, and I literally was like, well, what is that? So let's, let's start at the

34:01beginning and, uh, and talk about the deuteronomist when, and what, what are we talking about

34:06here? What, what, what is this history? What are we, what are we on about?

34:10We're talking about a modern theoretical construct regarding the composition of not just the

34:16penituke, but of, uh, several other books of the Hebrew Bible because, uh, we've, we talked

34:23a bit about the, um, documentary hypothesis in the past. And this goes back to like the

34:301700s. Um, and this was developed into the 1800s into the, the 1900s into the 20 hundreds.

34:37Um, and we're, we're not quite into the 2100s yet, but it will continue to develop. And

34:42the idea is basically that the penituke was, um, woven, stitched together from multiple

34:48different documentary sources in the, in the classical iteration of the documentary hypothesis.

34:54And those sources are J for the Yawest, E for the yellowest, P for the priestly source and

35:00D for the deuteronomist or the, for deuteronomy. Now, um, in the early 20th century, we had

35:08this German theologian named, uh, Martin note who noticed that there was a lot of resonances

35:17in the books of Joshua, judges, Samuel and Kings and the book of deuteronomy. He noticed

35:24a lot of a lot of, um, kind of literary, uh, callbacks and things like this. And he developed

35:30this theory that's there was a redactor who was responsible for, uh, a single literary

35:40units, the attacks that included deuteronomy, Joshua, judges, Samuel and Kings. And he called

35:46this the deuteronomistic history. And it seems to be based on this idea of, uh, this

35:54covenant idea that, that God struck a covenant with Israel. And, uh, that theology is pervasive

36:02in all of these texts. And there's a lot of, uh, language that's similar. And, uh, one

36:09of the parts of this theory was that this was, this, um, redaction took place long after

36:15the events that are being narrated. And one of the reasons for this is he noticed that

36:19there were a lot of places where the narrative talks about how, um, you know, this thing

36:26was built and it is there until this day. Adha Yom Hazay in, in Hebrew, uh, until the

36:34day, the day that this one. And so, so meaning until right right now, as of the writing of

36:41this, as of the writing of this. And you know, when you think about that, authors don't

36:46say, Hey, this thing just happened. And you can go and see the remnants of the building,

36:53the battle, the whatever. And it remains down until this very day. I'm like, like, that's

37:00not something you say about something that you witnessed yourself. That's something you

37:04say about something. They completed that building next door. And it remains there even now.

37:10Yeah. This is something you say about things that happened in Hori antiquity. Right. But

37:15the results of which continue to be evident and you can go check it out for yourself.

37:21And so, uh, you have this until this day language, um, occurring in, it occurs a handful of places

37:28toward the end of Genesis, like a couple of times in Genesis 19, 22, 26. And then it's

37:33like 35, 47, 48, once in Exodus, once in numbers. And then a bunch of times in Deuteronomy and

37:42Joshua judges, Samuel and Kings. And so one gets the idea that this redactor was kind

37:48of bringing a lot of stuff together and seems to be kind of, um, stitching some of this stuff

37:56with, with this language. And why are we calling this person the redactor rather than the,

38:02uh, than rather than the collector or the bringing together or the, you know what I mean? I think

38:07the, uh, the MCU probably has copyright on, on the collector. Um, so the, the Tvon group,

38:16I think is, uh, is run by the, the collector and, but, um, it's a, it's a literary theory.

38:23It's part of the documentary hypothesis that, that this person was not writing any of these

38:28things. They were, they were basically drawing them together, weaving them together to create

38:33this literary superstructure that is known as the Deuteronomistic history. And, uh, it

38:40can be woven into theories about the development of Deuteronomy. There are arguments about

38:44whether or not the Deuteronomistic history was there from the very beginning with the

38:48very first layers of Deuteronomy that may have, uh, been composed just before Josiah,

38:55may have been composed by Josiah, may have been collected, uh, by the scribes of Josiah.

39:02So like traditionally Janet, or not Genesis, Deuteronomy 12 through 24 is identified as

39:09one of the earliest layers of Deuteronomy. And so there's an argument that the Deuteronomistic

39:14history is already coming together with that earliest layer, but it's phenomenally complex.

39:19And, you know, you have a lot of different, uh, people argue in a lot of different positions.

39:24There's a really good book from about 15 years ago called the so-called Deuteronomistic

39:28history by, uh, Tomás Romer, who is, um, a, did we were you, I think we ran into him

39:38at SBL.

39:39Oh yeah.

39:40Yeah. Remember, we were coming out of the book exhibit at one point and I was like,

39:43hold on. I got to talk to that guy. And I thought it was somebody else. Oh, and, and

39:47he was like, no, I'm Tomás. And I was like, oh, yeah. I was like, we want to have you

39:52on the podcast and he gave me his card. Um, I, which reminds me, I need to reach out to

39:57him, but he has to be, he wrote this wonderful book and, and he has this theory that within

40:02Deuteronomy 12, you can see three different literary layers, the very earliest, uh, layer

40:08of Deuteronomy and then a later redaction and then a later redaction. And, uh, it, you

40:13know, when you get deep in the weeds, it gets really complex and really annoying. But I

40:18think that the theory itself is, is such a fascinating one. Um, and once you know the,

40:24the details of it, it's interesting to be reading through the text and be like, oh, the

40:29Deuteronomy rears his head again. Um, so you're catching moments of like, uh, sort of a reiteration

40:38or an idea that has, that has sort of come back around or yeah. And, and think, and these

40:45are things that, um, kind of point to the main rhetorical goals of this redactor, uh,

40:52which are related to cult centralization, the idea that everything, uh, all worship needs

40:57to be focused on the temple in Jerusalem needs to be focused exclusively on Adonai needs

41:03to go exclusively through the prescribed priesthood. Uh, and, um, there's another, uh, there's

41:12some other language that I talked about that, that we find in, uh, in Deuteronomy when I

41:16mentioned this to you, the idea that, uh, God is going to choose a place to place his name

41:22or cause his name to dwell. Okay. And, and you were like, I don't know what you're talking

41:27about. Okay. Great. But, um, this is, uh, one of the hints that, you know, Dave Ramsey

41:35has some places. If, uh, if God wants to find a place for his name to dwell, Dave, they're

41:39to actually belong to God. So he could just blame them. And, um, so one of the interesting

41:46things is the book of Deuteronomy is supposed to have been written long before Jerusalem

41:51became the location of, of, uh, God's temple. And so I can see that being a problem, but

41:58it's being written well after it has been established. Right. But the king wants Deuteronomy to

42:05centralize worship in Jerusalem. So the way they get around this is by having God talk,

42:12um, cryptically about the place I will choose, which is always a substitution for Jerusalem.

42:20Right. Like that's a, the foregone conclusion is that Jerusalem is where we're headed. Um,

42:25and so, but I, I love the fact that, that the phrase is the, the place God will choose

42:31to cause his name to dwell. Uh, and, uh, I think that the Hebrew is, uh, La Shaqen

42:38Shmo, sham way, uh, literally to cause to dwell his name there. Um, and this plays into

42:45what is known as name theology, which is something that we find in Deuteronomy and pops up in

42:50a few places in the Deuteronomistic history. And this is the idea that, uh, God does not

42:56dwell bodily or personally in the temple, but God's name is there and God's name is kind

43:03of the manifestation of God's power and authority. And, and this relates to work I've done on

43:09divine images. And my argument is that this is about the inscription of the divine name

43:15on a divine image that is placed in the temple. And in that sense, the divine name is, is

43:21dwelling in that divine image. It doesn't, it almost wouldn't even have to be inscribed,

43:28which is just the, I mean, my understanding of, of, of your theory of, uh, of the divine

43:34imagery or whatever. Like, yes, it's, but it, an inscription would be, would be one thing,

43:41but it can also be theoretical, right? It could also be just like the concept of God's

43:46name is enough to carry sort of the weight of God's presence. Yeah. And that's what we

43:52see once we get into Greco-Roman period Judaism and the New Testament. Like I, I made a video

43:58today where I was talking about the, the times in the gospel of John where Jesus is like,

44:03yes, you gave your name to me and through your name, I have, uh, you know, guarded my,

44:09my followers and, and the reception of the name is so important to this early Christology,

44:17but it's not like God was like, and scribing it, the name of God on Jesus. This is just

44:23an abstract notion of, of the name as a, as a vehicle for a divine agency. So yeah, it

44:29doesn't even have to be material. It can, by this time it, it has become abstract and

44:35conceptual. Well, even even the, the 10 commandments take not, you know, demanding that you not

44:41take the name of the Lord in vain was a, was a concept that like somehow just invoking the

44:47name had its own power. Yeah. And, and that's a power that you shouldn't use vainly. You

44:53shouldn't use it for, for a silly or, or toward purposes. And, and at the same time though,

45:01to speak the name is, is to materialize the name, um, at least in the sense that what

45:08we hear is sound waves is material. Um, and, and we, we tend to think of things that we

45:14can't, uh, feel and see and, and touch as, um, existing a different way than the things

45:22that we can see and feel and touch, but, um, but auditory things are, are material. So

45:28there's an, an, an anciently, I think they would have thought of speech as, you know,

45:32something that's actually materially affecting the world around us. And so that, that would

45:37have lent itself to this understanding of names as powerful because they are, uh, affecting

45:45the world. So yeah, that, that's another way that, and in my opinion, one of my theories

45:51that I develop in my book, Adonized Divine Images and that I've got a further develop

45:55in a paper I'm going to be presenting at a conference later this year, uh, is that the

46:00pronunciation of the name became taboo precisely because it was reifying the divine presence

46:08outside of the temple and they're it, therefore in an inappropriate location. And so you couldn't

46:15say the divine name, um, unless you were in the temple and once the temple was destroyed,

46:20and you can never say the divine name. Um, yeah, we're going to need to do a, uh, that's

46:25another topic for another, uh, show because the, the temple itself, the, uh, is, is such

46:32an important concept and it keeps, it feels like it shifts a bunch of times, uh, the way

46:39that it's talked about and the way that it is, uh, conceptualized changes. And it seems

46:46so odd to me that, uh, the temple was destroyed and then that's just it. There's no more to

46:54it. You know what I mean? Like, and they had rebuilt it before, but, uh, that was the

46:58last time we're just, we're just done with the temple for now. Yeah. And, and I think

47:02circumstances prevented them. I mean, Rome, they, they couldn't come back and be like,

47:07Hey, Rome, can we reveal our number? Um, cause, cause Roma had done other stuff in, um, in

47:13the area and they were, um, yeah, they were persona and on grata there for, uh, for quite

47:18some time, but, and, and you know, there are a bunch of people who are trying to get the

47:23third temple rebuilt. There are, um, the, the temple institute is preparing all of the

47:29implements and utensils and things like that, that would be needed in the temple. Most,

47:34if not all of those things are already built and being stored. Um, in fact, if you, uh,

47:42go into, uh, Jerusalem today through, um, I, oh shoot, I forget which gate you got, you

47:50got to go through, but it's one of the gate on the northwest side. Um, and round the corner,

47:56they have on display a menorah that has been built for use in a, a future temple. Huh?

48:03Um, yeah. So it's in a big, uh, glass case, glass, plexiglass. I don't know, something

48:08prob, I assume it's supposed to be, um, pretty durable and indestructible, but you can go

48:14see the menorah that they have constructed. Um, so not, not like the, uh, the Deuteronomistic,

48:21uh, idea of there will be at some point, yeah, chooses to cause well, yeah. Yeah. Yeah.

48:32Yeah. I, and I like how I circled it back. I was, I was like, I was like, we've gone

48:36a bit, a field from, uh, from the Deuteronomistic history, but, but that project is, I, I tend

48:43to think of the Deuteronomistic project, Deuteronomy and the Deuteronomistic history as probably

48:48the most influential literary campaign in the history, uh, of, of the world in terms

48:55of its influence. Um, because, and, and people talk about the, the Quran and stuff like that.

49:01You don't have a Quran without Judaism. Um, and, and so what Josiah did and what the,

49:08the authors of Deuteronomy and the rest of the Deuteronomistic history did was recreate

49:14the history of Israel, uh, in their past, in a certain way, which influenced everything

49:20that came after related to the temple. And it came right before the temple was destroyed.

49:25And then it gets further revised and redacted after the destruction of the temple and probably

49:30after the rebuilding of the temple as well. And that creates a pretty thick layer of, uh,

49:38of ideology that gets passed down and within a few centuries becomes scripture and becomes,

49:47you know, the word of God and ever since has, has, um, to some degree governed how people

49:53think about, um, temple and temple sacrifices and all that kind of stuff. But, and now we're

49:58uncovering temples that were built six miles from Jerusalem that were operative during the

50:03first temple period. Uh, the Talmud saw a temple, for instance, is one of them. We got

50:08the arad temple down south in, um, in the Negev as well. So we know there were multiple temples

50:15operating prior to the exile. And I think that lends credence to the theory that Josiah was like,

50:24I'm going to put a stop to all this nonsense, um, to the theory that, that Deuteronomy and

50:29the Deuteronomistic history were an attempt to centralize, uh, and consolidate worship and control

50:36over it. But yeah, we ought to do a show on, uh, on the first temple. Yeah. And what we know and

50:42don't know about it. I think that would be fun. I love it. All right. Well, I think that that's, uh,

50:49run its course. Yeah. I think I mean, it's so, it's fascinating. I'm just trying to, it's a lot to

50:54take in because, uh, I, there's so much like you're talking about how complex it is. And I'm just

51:01trying to like skim the surface and it's still very, very complex. But, but yeah, this, uh, I think,

51:08okay, we're going to do the temp. I'm going to write it down. Okay. Hang on. I'm going to write it down.

51:12Let it be written. Let it be so. Yes. Exactly. Uh, all right. I'll write it down later.

51:20Okay. Don't have anything to write on.

51:22Well, uh, that's it for this week's show. Uh, if you would like to become apart friends of making

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