Ep 106: Usurer Error
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It's a sin so egregious that Christians weren't allowed to do it, BY LAW, for centuries! But now? Totally fine. Everybody participates. No big deal at all!
The next time you meet a Bible literalist who is certain that you have to follow the laws of the Bible to the letter, but who is also pretty excited about capitalism, ask them about usury, and watch them fall all over themselves to pretend like it's fine. Because MAN, the Bible is just adamant that people shouldn't do that. Like, death penalty adamant.
But what, technically, is usury? Is it just charging too much interest for a loan, or is it charging any interest at all? Who does the Bible allow to engage in usury, and under what circumstances? We're going to find out!
Then we're moving on to one of the most misunderstood, and possibly confusing of Jesus' parables: the parable of the talents. Is it about maximizing your God-given gifts? Is it about money? Who is God in the metaphor? What's really going on?
----
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Transcript
00:00And Ezekiel 18, he rattles off a list of bad folks.
00:05And the last thing on the list is, "takes advance or accrued interest."
00:10Wow.
00:11Shall he then live?
00:12You shall not.
00:14Hey, everybody, I'm Dan McClellan.
00:19And I'm Dan Beacher.
00:20And you're listening to the Data Over Dogma podcast where we increase public access to
00:25the academic study of the Bible and religion.
00:28And we combat that pesky spread of misinformation about the same.
00:33And how are things today, Dan?
00:34Good.
00:35Good.
00:36Things are...
00:37Things just come off the rugby pitch.
00:38Yes.
00:39I hope you all won.
00:40I'm a never lose rugby player.
00:43I've literally never lost a rugby game in my life.
00:46Nice.
00:47There you go.
00:48I've never played a rugby game.
00:49But yeah, Dan, for those of you listening at home, is referring to the shirt that I'm
00:54wearing, which is actually, do you want to know why I got this?
00:59I'll just briefly, last year I went to, you'll recall, I went to Mardi Gras with a bunch
01:06of friends.
01:07It is.
01:08And the whole group of us decided that our theme for that entire week that we were there
01:13was "Spinal Tap," the movie "Spinal Tap."
01:16Yeah, there's going to be a new one coming out.
01:18I know.
01:19They were literally in New Orleans at the same time that we were there, and we didn't
01:22see them, which proves to me that fate isn't real.
01:27But yes, from my character, I played E in the band manager, and this...
01:32That was your...
01:33Rugby shirt with a leather vest over it, he's inexplicably dressed the entire time.
01:39Yeah.
01:40Anyway...
01:41Oh gosh.
01:43And it's the colors for the Washington football team.
01:47So all I'd say to that is boo.
01:50Well, this isn't a football shirt, so everything's fine.
01:54Yep, they do.
01:55All right.
01:56Well, today we are going to have some fun.
01:59We are going to discuss, and we're going to tread, I think, a little bit back onto Dave
02:06Ramsey's turf.
02:07A little bit.
02:08Because we're getting economic up in here again.
02:11A little bit.
02:14But we're going to be talking about, you actually did a video in your social media
02:19recently, that set up a question.
02:24And the question is, what is this thing that's been prohibited so much in the Bible?
02:30And we're going to...
02:31So I'm not going to say what it is.
02:32We'll get to it very quickly in the first segment.
02:36And then in the second segment in our chapter and verse, we're going to be talking about
02:41the parable of the talents, which I find utterly befuddling, and hopefully we'll shed
02:49some light on it.
02:50Maybe that light will just further befuddle.
02:52I don't know.
02:53There might be a mass befuddling.
02:56Yeah, I think we might be able to clear a few things up, but mainly it's going to be
03:00muddying the waters and then running away.
03:02Well, that's as we do.
03:04That's what we do.
03:06It's kind of our thing.
03:08But let's get on with our first segment, taking issue.
03:14And the first issue we're going to take, the issue that we are taking, is with something
03:21that is prohibited far more in the Bible than any particular kind of sexual act or orientation.
03:33We've talked about how there are no orientations that are prohibited in the Bible.
03:39It's prohibited in direct ways that you can't say transness is prohibited or abortion.
03:50This has hit so many times.
03:53What are we talking about?
03:54We're talking about usury, which is a word that I really did.
03:59I don't know that I ever heard it before I joined the LDS church and then on occasion
04:03you would hear the word usury, which is kind of old fashioned, but Latter-day Saints are
04:11old fashioned and they still, for some reason, and yes, I know the reasons, still use the
04:17King James Version of the Bible despite my best efforts and there were a lot of them.
04:24Keep trying.
04:26But yeah, usury is something I don't think a lot of people are aware was a huge deal,
04:31not only in the Bible, but within early Christianity, up to like the Reformation and even since,
04:38and overwhelmingly it was vehemently condemned by an awful lot of folks, but I want to start
04:45way back in the before times in the Hebrew Bible where we have a handful of prohibitions.
04:51We see this in Exodus.
04:52We see it in Leviticus.
04:53We see it in Deuteronomy.
04:55It is a, and usury has come to refer to like the exorbitant charging of interest, like
05:04charging to much interest.
05:05We're talking about lending and then charging interest on a loan.
05:10Right.
05:11In the Hebrew Bible, it seems to refer to charging any interest at all.
05:15Just any interest in it.
05:16Oh, okay.
05:17Yeah, any interest at all.
05:18It wasn't like, well, once you're up to eight and a third percent, you're okay, but anything
05:21above that, you know, we cut your hands off.
05:23You know, that's that kind of, that's a later developed idea in the Hebrew Bible.
05:28It's any interest at all, but you have an, in Exodus 22, this is the covenant code.
05:32I and other scholars think this is probably the earliest legislative layer that we have
05:37in the Hebrew Bible verse, or chapter 22, verse 25, if you lend money to my people, to
05:44the poor among you, you shall not deal with them as a creditor.
05:47You shall not exact interest from them.
05:51And then we have very similar things going on in Leviticus and Deuteronomy.
05:55You shall not.
05:56And that's very clear.
05:57Like that's not, you shall not exact a lot of interest.
05:59Yeah.
06:00Yeah.
06:01That's just any interest.
06:02Any interest at all.
06:03And in Leviticus, do not take interest in advance or otherwise make a profit from them,
06:07but fear your God.
06:08Let them live with you.
06:09This is talking about the poor, you shall not lend them your money at interest, taken
06:14in advance or provide them food at a profit.
06:17So that's Leviticus 25 verses 36 and 37, Deuteronomy 23, 19, you shall not charge interest on
06:22loans to another Israelite interest on money, interest on provisions, interest on anything
06:27that is lent.
06:29Now there are, there is an allowance charging interest on loans to non Israelites.
06:35Right.
06:36Yeah.
06:37I was like, that's pretty clear.
06:38You pick up on that pretty quickly is that like it repeatedly says to our people, to my
06:44people or whatever.
06:45Right.
06:46So here is, is protecting the wellbeing and the equity, the social stability of the Israelite
06:54people.
06:55This is about protecting the Israelite people.
06:57And then we have a, we have an Ezekiel 18, a handful of passages.
07:05We have what's, what's known as a, a vise list.
07:08This is more popular in like Greco-Roman literature where it's like, everybody sucks, who does
07:13A B C D E F G all the way to, you know, double Z.
07:18This is what Paul is doing in, or pseudo Paul is doing in a lot of places.
07:22But in Ezekiel 18, he rattles off a list of, of bad folks.
07:26And the last thing on the list is takes advance or accrued interest.
07:31Wow.
07:32Shall he then live?
07:33You shall not.
07:34Oh, wow.
07:35Yeah.
07:36Death penalty.
07:37Death penalty.
07:38Yeah.
07:39According to Ezekiel, he has done all these abominable things.
07:40He shall surely be put to death.
07:43His blood shall be upon himself and yeah.
07:48And then after that, it talks about the righteous person withholds his hand from iniquity, takes
07:54no advance or accrued interest, observes my ordinances and follows my statutes.
07:58He shall not die for his father's iniquity.
08:00He shall surely live.
08:02Mm.
08:03So, and, and you have, in Ezekiel 22, these are the things that are mentioned one after
08:09the other, takes bribes to shed blood.
08:13You take both advance interest and accrued interest and make gain of your neighbors by
08:18extortion.
08:19And you have forgotten me, says, I don't know God.
08:23Wow.
08:24So, they're, like, they're pretty emphatic about this.
08:27Yeah.
08:28That's, it doesn't seem like they're, they're pussy footing around this thing.
08:31No, no, they're not being shy.
08:33They're coming in strong.
08:34They're coming in hot.
08:35Not bashful.
08:36Um, yeah.
08:37Guns hot.
08:38Yeah.
08:39And then you have a couple of places in the Psalms where, uh, you have reference to people
08:44who are good because they do not lend money, money had interest and do not take a bribe
08:49against the innocent.
08:50Those who do these things shall never be moved.
08:53And then, uh, one who augments wealth by exorbitant interest gathers it for another who is kind
08:59to the poor, uh, which is, um, kind of contrasting the good, um, against the bad.
09:07Right.
09:08But so Hebrew Bible firmly against interest.
09:11You have 12 occurrences of the word Neshech, which is the, the term for interest.
09:16Every single one of them, condemn the Tory toward the practice as long as it's, it's,
09:21uh, in-house.
09:22Right.
09:23We don't do this to our own people because what does it do?
09:25It makes the poor poorer, makes the, makes the wealthy wealthier, makes the poor poor.
09:30And, uh, and we're not going to do that to our own people.
09:34And this gets, uh, picked up in the New Testament really only talks about interest a couple
09:40of times once is in the parable that we're going to be, um, we're going to be talking
09:45about right here.
09:46Here.
09:47Shout le.
09:48We'll get to that.
09:49Yes.
09:50Yeah.
09:51We'll, we'll get to that.
09:52And, um, and then there's another reference in, I believe it is Luke six, uh, Luke six 34
09:59through 36, um, even if you lend to those from whom you expect repayment, what is, what
10:06credit is that to you?
10:08Even sinners lend to sinners expecting to be repaid and full, but love your enemies
10:11do good to them and lend to them expecting nothing in return.
10:15Now the idea here might be a little, um, you know, this might be a rhetorical exaggeration.
10:20This might be her hyperbole, lend money and don't expect to be repaid.
10:25Uh, but I think the idea that's, uh, people are lending money and expecting not only to
10:29be repaid, but to make a profit off of that, I think those people are, uh, as the great
10:34poet once said, right out, uh, but I don't see any reason to assume that it is, uh, hyperbole.
10:41I, you know, I, it, to me, it feels like it comports with a lot of what Jesus had to say
10:46about giving to the poor, not being rich.
10:50You know what I mean?
10:51When it comes to the poor, it's, it's very clearly sell all that you have, give it to
10:55the poor.
10:56Right.
10:57So it seems like it would, it would make sense to me to say, get, you know, if you're
11:03going to lend, just don't expect to get it back.
11:06If you get it back, great, but don't expect anything in return.
11:09That seems reasonable to me to hear from Jesus.
11:12I, I know that a lot of people would not like that.
11:15I know a lot, a lot of people who, uh, who want, you know, who are asked for loans would
11:20not like that, but that, that makes sense as a, just as an idea to me.
11:25Yeah.
11:26And, and we live in a world that where the financial system that holds our world up is
11:30built on interest.
11:32I think I think there's an estimated somewhere around a trillion dollars, uh, is made on,
11:38on interest, um, between 500 billion and a trillion dollars is made on interest in the
11:45United States.
11:46So, uh, that's just a part of our, our world these days.
11:51Anciently not so much, uh, there's an interesting, the council of Nicaea, we talk about this
11:56a lot about how, you know, the main controversy they were talking about was the Aryan controversy.
12:01There was also this little matter of how we determine the date of Easter.
12:04So that, uh, you know, people can figure it out for themselves.
12:07They can stop hassling us, um, and then there are a bunch of canon laws, which I think some
12:13people confuse for talking about the biblical canon, but that's has nothing to do with the
12:17council of Nicaea.
12:18Dan Brown, nothing to do with the council of Nicaea, but one of the count, one of the,
12:23and we've, I think we've mentioned the very first one, I think it's the very first one
12:27at the council of Nicaea was basically prohibiting, uh, anyone who had castrated himself from
12:33being part of the clergy.
12:35Oh, cause that, that was popular, uh, back then, uh, but another one is, is, uh, prohibiting
12:42the clergy from charging interest on loans and, uh, the, we have this statement for as
12:49much as many enrolled among the clergy following covetousness and lust of gain have forgotten
12:54the divine scripture, which says he has not given his money upon usury.
12:58That's Ezekiel 18 and in lending money asked the hundredth of the sum, the holy and great
13:05synod thinks it just that if after this decree, anyone be found to receive usury, whether
13:09he accomplish it by secret transaction or otherwise, as by demanding the whole and one
13:14half or by using any other contrivance, whatever, of four filthy lukers sake, he shall be deposed
13:19from the clergy and his name stricken from the list.
13:22So basically, and, and you know, they started even 1% you're out, you're gone.
13:28Defrock.
13:29And they, and now that's, so that's, they, they didn't, uh, impose this on Christianity
13:35as a whole.
13:36Not yet. Oh, okay. But so that was just about the clergy.
13:40That was just about the clergy. Yeah. But then we get to, um, the, uh, second ladder
13:46and council, which is, uh, many centuries later, it's, uh, extended to pretty much everyone.
13:53And then the third ladder and decree, I think this is from, okay, this is from 1179. We therefore
14:00declare that no turt notorious usurers should not be admitted to communion of the altar
14:05or receive Christian burial. If they die in this sin, whoever receives them or gives them
14:12Christian burial should be compelled to give back what he has received and let him remain
14:16suspended from the performance of his office until he has made satisfaction, according
14:19to the judgment of his own bishop. Uh, it is, and they, they begin by saying, uh, nearly
14:26everywhere the crime of usury has become so firmly rooted that many omitting other business
14:30practice usury as if it were permitted and in no way observe how it is forbidden in both
14:36the old and New Testament. Wow. And then in 1311, the council of VN straight up condemns
14:43it as a heresy. Um, it is, uh, no, in this, at this point, are we still talking about
14:51lending, uh, with any interest or have we gotten to interest as, uh, as like onerous interest,
14:59okay? And it's not, it's, it's, uh, it's not until I think in the 16th century that we
15:06get a definition of usury, the fifth lettering council says for that is the real meaning
15:12of usury when from its use, a thing which produces nothing is applied to the acquiring
15:18of gain and profit without any work, any expense or any risk. So any attempt to try to, uh,
15:27make money without any work, any expense or, or any risk. In other words, lending money
15:33so that you get it back and then some, uh, it defines as usury, but we get, uh, if indeed
15:40someone has fallen into the error of presuming to affirm, and I've never seen this word before
15:45in my life, pertinaciously, uh, that the practice of usury is not sinful. We decree that he
15:54is to be punished as a heretic. Wow. Yeah. And we, and, and they condemn the secular
16:01laws that allow usury. Now, okay. So at this point, we're getting to the time period in
16:07which, uh, I first learned about usury, which is because I studied Shakespeare and, and,
16:15and, uh, and so I had to figure out, I was in a production of, uh, merchant of Venice,
16:21yeah, uh, which, which centers around a, uh, a Jewish, uh, lender who they had to go to,
16:30who they despised and they reviled because he was Jewish, but they had to go to him because
16:35they only man in town. Yeah. They needed money. And that's when I learned about the fact that
16:40at that, in that period, Christians were not allowed to lend, right, uh, for, for profit.
16:48And so, and, and because it was considered low and because it was, and the, and the fact
16:55of the matter is that Jewish people in, in those centuries in Europe had been relegated.
17:02They weren't, they weren't allowed to participate in sort of proper good upstanding, uh, uh,
17:10jobs. So they would, so this was sort of what was left to them. Yeah. And they were
17:16the only ones who were allowed to do it. Yeah. And because Christians were unilaterally
17:21prohibited from it, but for Jewish folks, the Old Testament only says, you're not allowed
17:26to do it for your fellow Israelites. They're permitted to, um, loan at interest to non-Israelites.
17:33So they become the only game in town for Christians who need to borrow money. And yeah, they,
17:39they were relegated to, and you know, this is physically, economically, socially, in every
17:46way, they were relegated to the drags. Um, and, and I went out, you can go on a tour if,
17:52uh, if you ever have the privilege of, of, uh, having extra time on your hands in Oxford,
17:57you can go on a tour of the Jewish quarter of Oxford. Well, they'll, they'll take you
18:01around and they'll show you, uh, that, you know, Jewish folks live downhill from, uh,
18:07the tannery and from the processing and all that. And so they were basically just, uh,
18:13they just had filth running through the ghetto that they were, they were relegated to. Right.
18:18And the, um, the, uh, shoot, I always forget the name of these places is where they have
18:26lots of plants and flowers and trees. Um, the, it's called a garden. Yeah. But a big one
18:32that you can visit that you go into. Oh my gosh. Botanical garden, good grief. I've
18:38been there multiple times. The botanical garden in, in Oxford. One of the reasons that this
18:43part of, uh, Oxford is so, um, fertile in terms of growing things is because, uh, it is constructed
18:51over the ancient, not ancient, but the medieval Jewish graveyard. Oh, so, and there they have
18:55a sign, uh, out front that, that explains this, but they are the tax collectors. They
19:00are the rent collectors. They are the money lenders. And obviously since they're charging
19:05interest, the Christians grow to hate them. They put them in that position and then they
19:10said, we hate you for this. Right. And it does seem to be like that's the, the, I mean,
19:15that is, that never gets expunged. Like to this day, anti-Semitism largely centers around,
19:24uh, you know, the, the money that Jews have and the power that they're hoarding because
19:29of all of the money and blah, blah, blah. And yeah, like they get written into Harry Potter
19:34as the, as the, the money lending, uh, whatever trolls or the trolls. Yeah. Yeah. I mean, it's,
19:42it's, it's, and I think a lot of the people that are participating in that sort of hatred
19:48of these people don't even realize that the root of all of that goes back to when their
19:53own people put them, put the Jewish people into that position. Absolutely. Yeah. Yeah.
20:00That's a little yuck. Yeah. Isn't, isn't incredibly yuck. And, and if you want to really just be
20:06horrified, um, always, always, like don't go look at, uh, the interactions between Christians
20:15and Jewish communities in the medieval period and like Spain and Portugal and stuff like
20:20that. Like it was awful, awful stuff. Like, uh, and, and that's kind of the, the seedbed
20:27for the development of concepts of racism and race as, as a question of skin color, a
20:33lot of it comes down to Jewish and Muslim folks. They have different skin color from
20:37us. We're good. They're bad. And, and that's kind of how the notion that race is something
20:42about skin color develops. And yeah, but that's not what this segment is about. We're, we're
20:47talking about usury, but that's yeah, we have Christians are, you know, trying to hold
20:54themselves up, hold themselves to this standard while having a little relief valve. They have
21:00relegated Jewish folks to this relief valve and then they hate them for it. And so these
21:05days, an awful lot of anti semitism is semitism is rooted in these, uh, very old, um, stereotypes
21:13that were forced upon Jewish communities. Uh, and you know, you have your, uh, all of
21:21the blood libel stuff, uh, the, uh, I forget exactly what they call it. The notion that
21:27the Jewish folks would shave, um, shave the coins down and collect the, um, the shavings
21:35and all this kind of, all these are lies that developed so that Christians could vilify
21:40and demonize Jewish folks. Uh, but, but the Christians would come around, um, centuries
21:46later, wait a minute, not come around to being kind to Jewish people. No, no, they would
21:50come around to, uh, charging in the, in the interest charging. Yeah. Yeah. Now, um, you
22:02know, it first gets a lot more strict. You have, um, uh, Saint Anselm of Canterbury, uh,
22:09which was, he said that usually was theft. So, um, you know, the, the taxation is theft,
22:19folks. Um, it's like we've heard it before. Um, but it was interest is theft. Uh, back
22:26then, um, St Thomas Aquinas condemned it as well. Uh, we have, uh, Luther and others condemning
22:32it. And then, but you, you mentioned the merchant of Venice. This is the, this is the thing that
22:37kind of like begins to turn the tables a little bit. The Renaissance, a lot of that had to
22:43do with the fact that there was an awful lot of money and an awful lot of trade going
22:48through Italy that was facilitating, uh, you know, the translation of a lot of stuff from
22:52Arabic back into Latin and Greek. And it was pumping a lot of life into the Italian economy.
22:59And so money lending kind of had to be there if they were going to ride that wave all the
23:04way. And so you, there are cracks in the, uh, in the dam of this Christian attempt to,
23:11to keep usury at bay. And once you get, uh, up into the 18th and the 19th centuries,
23:18um, it is, you know, there's very little resistance to, uh, as you get the development
23:25of, of the capitalistic society that we have today, like it doesn't work really without,
23:30um, charging interest. Um, but then you have, uh, yeah, I don't know if you hear the idiotic
23:38conspiracy theories that I hear every day about the Rothschilds. Yeah. A lot of that
23:43has to do is rooted in, uh, loans to the Catholic church from the Rothschilds. Oh, interesting.
23:51Um, and I didn't know that that had happened. Yes. Uh, and so yeah, there was, there was
23:59interest that was, uh, being charged as well, which was, and then, uh, you've got the Medici
24:04bank lent money to the Vatican in the 15th century. Um, but they overcharged on a lot
24:11of stuff as a kind of a replacement for charging interest. There, there are a lot of ways to
24:16get around this. Uh, you know, the Medicis weren't Jewish, were they? Um, I don't think
24:20so, but this was another way that the, the Vatican found themselves in, in hot water.
24:25Right. Uh, because, uh, you know, interest was not supposed to work, but they weren't
24:29supposed to charge it, but there are a lot of ways that you could get around it. You
24:32could charge fees, you could overcharge on other stuff. You could say, well, I'm only
24:35loaning you this money. If you engage in this other, um, exchange with me, where you're
24:41going to get raked across the coals. Um, so they had a lot of, uh, ways to get around
24:46it. Uh, and then yeah, by the 20th century, the, that dam has, has burst and graded basically
24:52given up on it entirely. Yeah. If you tell Dave Ramsey, don't, it's not okay to charge
24:59interest. I, I think he'll disagree with you. Yeah. And, and this is a part of the renegotiation
25:04of the text. Like you can, you can not like it all you want, but this is very clear in
25:09the Bible and early Christians for an awful long time, uh, tried to hold fast to this.
25:16And then we just decided that we know better and, and we don't care. And, and we really
25:19want this. And, and so it's gone. Yeah. What other, and I saw, you know, as I was sort
25:25of researching this and looking into it, I saw so many different arguments for why it's
25:30okay now. And they're all, they all seem, uh, pretty disingenuous, but a lot of it was
25:36like, uh, you know, the old trope of that's just in the Old Testament and, and, and you
25:44know, Jesus fulfilled the covenant and now none of the Old Testament rules apply anymore,
25:52which has never made any sense to me because they still love the 10 commandments and whatever.
25:57I don't know. Like there's a, it's such a weird, our case to make, especially considering,
26:03like you said, it's also in the New Testament, like Jesus himself in that, in that Luke
26:08six, a passage or a, you know, yeah, basically says, just give your money away. Man. Yeah.
26:14Yeah. Don't, don't expect anything in return. If you're going, and it's, and it's encouraging
26:19you to lend just without any expectation of even getting it back. Yeah. I, yeah, it's,
26:26it's fascinating to me. Um, like you say, the entire way our economy is currently built
26:34revolves around this, but I think that that's, I mean, I don't know. I guess what I was
26:41going to say is that it says we can also look at our world and notice that it is vastly different
26:50than the world of, you know, of the Old Testament and New Testament, like, like, like, you know,
26:57we're not subsistence farmers the way most of them were. Yeah. And, and this is one of
27:02the reasons that I point out, like negotiating with the text, if you want the text to be
27:06authoritative, you have absolutely no choice to negotiate with it. And that's not, that's
27:09not necessarily a bad thing. Circumstances change. That's one of the reasons you have
27:15to negotiate with it. You know, the, the abolition of slavery to the degree that it was abolished
27:19was an awesome thing. And now we have to figure out how to make the Bible work in a world that
27:25does not have slavery, but I think just being transparent about the fact that we're negotiating
27:30with it. And so, um, if you, if you want to defend interests, like make a secular case
27:36for it and say, you know, we don't really have, uh, much of a choice if we want to, uh,
27:41we want to survive in the world, but that might have, that might have some bearing on
27:46how emphatically you want to defend other, uh, increasingly unpopular and harmful ideologies
27:53that you insist the Bible demands you, uh, you endorse and you defend. So, uh, yeah,
27:59just be consistent with whatever you're going to do about it. Um, but I might be asking
28:05a lot of some people. Yeah. And to this day, and, and Muslims also, um, my understanding,
28:11I had a bunch of comments on that video from, um, members of the, uh, Islamic communities
28:16saying that, uh, they're prohibited from charging interest. And there are banks in the, in the
28:22Muslim world where you can get interest-free loans. And evidently there are groups, I don't
28:27know how formally they are organized as banks or if they're affiliated with banks, there
28:32are groups that will also, uh, make loans to, uh, members of the Jewish community that
28:39are interest-free. And I'm sure there are, um, there are different kinds of standards
28:44and requirements and criteria and things like that, that must be met, but, um, but there
28:49are a lot of groups that still take this seriously, at least for the end group. Uh, but yeah,
28:55I was, I was raised in the wrong group. I, uh, my mortgage is telling me I was, I'm in
28:59the wrong group altogether. Yeah. And when it, one of the interesting things I've seen
29:04in, in folks who, um, who defend the validity of interest from a Christian, uh, standpoint
29:10is saying that it, that it helps mitigate risk. And I've, I've wondered about that because,
29:16like, if somebody's not going to pay back the loan, like you're not getting the interest
29:20either for the most part, like we frontload a lot of interest, uh, but you know, if you
29:25don't even get back the, uh, the loan that, the money that you loaned, uh, but also we
29:31saw that some of these early Christians were like, Oh, you want to try to mitigate risk
29:36so that you can make money. Uh, yeah, that's not good. That's bad. Uh, and, and so the,
29:41the argument wouldn't, wouldn't have flown for, uh, the medieval Christians. They would
29:46have been like, yes, that's part of the problem. You're trying, you're trying to make money,
29:51but you're not assuming the risks that are involved with trying to make money. You're
29:55just putting the risk entirely on the other person and saying, I don't, I'm not doing,
29:59I'm not going to take any risks trying to make this money. Yeah. Well, I, I think that
30:06is a good place for us to transition into our next segment because, uh, I feel like the
30:14next segment gets into some of these issues, uh, and, and, and illustrates them in ways
30:19that I do, I, gosh, I hope I walk away understanding something here. Uh, so let's go into our, our
30:27chapter and verse. And the chapter and verse that we're talking about is, uh, Matthew 25.
30:35Uh, and we, we're deep in parable town, uh, in Matthew 25. Uh, I, you know, I, I went
30:42and looked, uh, there's the first part of 25 is the parable of the 10 bridesmaids, uh,
30:49which is interesting. Uh, and then it transitions directly into what we are looking at, which
30:58is the parable of the talents. Yes. Uh, and we should first start by, I, I looked up
31:03what a talent was, uh, and it is, it was a unit of weight originally, uh, and then became
31:12a unit of heavy money, heavy unit. Well, well, back then money was basically a weight, right?
31:20You had usually silver or something like that. And, and it was that much silver. And, and
31:27a talent is not a small amount. It is gigantic amount. Enormous. Yeah. So a single talent
31:34was, I think I, in one thing I saw, it was, it was the equivalent of, of, uh, how was it?
31:42It was like years of a, of, of a standard person salary. I think, um, one of them was
31:50given like five talents, like that would, that would require, I think it was like working
31:54for 84 years every single day at a standard day labor wage without spending anything just
32:00to get that amount of money. So, um, it's an enormous amount of money. And when we look,
32:06and there's a parallel in, um, in Luke, but it's, uh, it's like the 10 mean us with, or
32:13the 10 pounds, which is another, uh, unit of weight. Right. And it's a much smaller one.
32:19So when Luke tells the story, it's kind of like, let's get real. This is how much, how
32:23much, um, he gave him. Right. Because it does seem a little weird. I mean, I mean, it's
32:29a parable. It's not something, we're not supposed to understand this as actually having happened.
32:33Right. But, uh, but yeah, it does seem a little weird that like the, yeah, the, the masters
32:38like here, take two million dollars and go see what you can do with it. Um, I'm going
32:43out of town. Here's five million dollars. Um, have a good time. Yeah. Take care of it
32:49for me. And then when he comes back, the sums that are the profits are also astronomical.
32:56Right. Like in that time period, you can't really make that much money. Um, even with
33:01that much, with it, unless you are like, uh, doing some pretty devious and, and, and probably
33:08questionable, uh, buying and selling of property and, and things like that, you're exploiting
33:14people to make that much money. Let's, let's quickly just sort of tell the story just so
33:18that everybody's up on it. So we have, uh, and a man, uh, and all it says is a man. Right.
33:28Although there's a man. I think that, uh, the KJV has an interesting thing. It says for
33:35the kingdom of heaven is as a man traveling into a far country, uh, which one of the things
33:43that I read was like, um, yeah, they just chucked in that kingdom of heaven thing to try and
33:48make sense of something to try and make their own kind of sense of this. Yeah. It's, it's
33:53in italic. So it's not there in the Greek. Okay. Uh, because I, I think the, I think
33:58if you read this and you, and it doesn't say, well, what are we supposed to be comparing?
34:02How are we supposed to be understanding this? One might interpret this as a negative thing.
34:08And so maybe the King James translators were like, we need to kind of massage them in the
34:12direction of understanding this as, as, um, how heaven is supposed to be. All right. Let's
34:18add kingdom of heaven, uh, into that. I, I'm going to question that because I still interpret
34:24this as a negative thing. So we'll get to that. We'll get to that. Um, but as we've
34:30got a man, uh, and he's very obviously a very wealthy man. We can take that from the context
34:36clues later on, uh, he's going on a journey and he summons his slaves and entrusts his
34:42property to them. Uh, to one, he gave five talents to another two, to another one talent.
34:48Uh, and it says each according to his ability, I don't know. Does that mean ability to lift
34:54it? I don't know what abilities we're talking about here.
34:58I think the idea here is that he knows the, uh, the economic prowess of his, of his enslaved
35:06folks. He's got his, yeah, he's got his, his 18. He's got his JV squad. Um, and, and he
35:13knows, uh, what he can give them and expect a return on. Uh, so then he goes away. Uh,
35:21and the two top guys, the guy who, who received five and the guy who received two go off and
35:28immediately, uh, do whatever they do and make money. They both double their money.
35:35100% return. Yeah. Which is crazy. Uh, and I kind of want to find out what they did. Uh,
35:41and then the last guy just goes and buries his talent in the ground and waits for his
35:48master to kind, doesn't want to take a risk, doesn't want to get in trouble, uh, seemingly.
35:54And so, uh, he just does that. And this is an, and interestingly enough, we have some
35:59rabbinic literature that's about how the only way for money to be safe is if you bury
36:03it and like, sir, they, they even talk about how deep you have to bury it to certain things.
36:09Yeah. Okay. Just make sure you remember where you put it. Yeah. Yeah. Write it down somewhere.
36:18Anyway, uh, so master comes back, uh, and it says after a long time, okay, which is, um,
36:25suggests we got to give them time to, to make this money. It's still ridiculous. Right.
36:31The amount of 100% return on five talents is, is, is stupid. Um, but after, after a long
36:38time, meaning 45 years or something, uh, he, he comes back. He summons the slaves. He
36:45says, what'd you do? Number one guy says, I look at this. I doubled. I, here's your 10
36:52talents back. Double your pleasure. Number two guy says, here's your four talents back.
36:56I doubled up to he's pleased with both of them. Good and trustworthy slave. Uh, you've
37:04been trustworthy and a few, he says, I'm going to put you in charge of some stuff. Uh, congratulations
37:09on your new things being billions of dollars. Yeah. Yeah. I know a lot of money. You're, you're
37:15going to be, I think in Luke, don't, don't they get to be like, uh, in charge of cities?
37:20Yes. Yes. So, so I mean, we're talking about like, yeah, ha, you get to be a big, a big
37:26shot now. Yeah. And then comes the guy, uh, who buried his and he, yeah, he comes in
37:33and he says, here you go. It's, here's your talent back, but he doesn't just say that.
37:39He says, master, I knew that you were a harsh man reaping where you did not sow and gathering
37:46where you did not scatter. So I was afraid and I went and hid your talent in the ground.
37:53Here you have what is yours. Uh, and that did not go over well. Yeah. Uh, and this is like,
38:01this is fair though. Oh yeah. He's like, I'm leaving town. I want you guys to make me
38:06money while I'm gone. Right. And, uh, that's, that's reaping where you did not sow gathering
38:11where you did not scatter, trying to make money without working for it. And also clearly this
38:15guy knew that he, like, if he comes back empty handed, he's screwed. So he's not willing
38:22to take that risk. He says, I was afraid and I went and hid your talent in the ground.
38:27Uh, and then, uh, the man, the master replies, you wicked and lazy slave. You knew, did you
38:34that I reap where I did not sow and gather where I did not scatter, then you ought to
38:39have invested my money with the bankers and on my return, I would have received what was
38:44mine with interest. So take the talent from him and give it to the one with the 10 talents
38:51for to all those who have more will be given and they will have an abundance. But from
38:58those who have nothing, even what they have will be taken away as for this worthless slave,
39:05throw him into the outer darkness where there will be weeping and gnashing of teeth. Now
39:12that has always baffled me. Uh, I be like, because here's the thing, the explanation
39:21that I always got of this parable is that talents, even though, you know, even though
39:29it's a different word, I was always told the talents, what a, what a fun little cognate
39:33or whatever. Yeah. Yeah. Our spiritual gifts and things. Right. Yeah. So, so you're, we're
39:38supposed to, that somehow the master in this story is God or Jesus and, uh, and he's given
39:46us these, whatever he's given us, whatever gifts he's given us and that we are to magnify
39:51them and, and, uh, and, you know, sort of blah, blah, blah. And so when you read on and
39:58you hear about the, you know, that all made sense to me until I read the part about, uh,
40:05you know, the, the last slave criticizing the master and the master doesn't rebuke him
40:12and say I'm not that, but he doesn't say that's not true about me. He just says, Oh, you knew,
40:18you knew that about me and so you didn't do anything. Well, you're out, uh, which says
40:23to me that that, I, I don't know how we can interpret that as being God in that case. It,
40:30it feels very strange. So talk me through it. Help me understand who, what am I missing
40:37or, or, or, uh, or are we just going to live in confusion?
40:42Well, so, so the biggest issue is, is the fact that a parable and, and, um, this comes
40:51from a word that means to, to throw beside or to lay beside. It's a comparison. Right.
40:57Is, is that thinking that there is significance to the, the structure of the parable, like
41:03we're, we're supposed to be comparing one thing to another, but when we put God in the
41:07role of, of the master, we're now thinking, okay, this must be an endorsement some way
41:12of what the master is doing because that's what we're supposed to be understanding God
41:16to do. Right. And, and you know, that's a pretty natural way to approach these things.
41:20And it is kind of how traditionally we have approached things, but I, I'd want to bring
41:25up Luke 19, which says, which says something peculiar. It tells a parable. Um, he says,
41:32a nobleman went to a distant region to receive royal power for himself and then return. Right.
41:40And a lot of scholars have pointed. So, so this is not just somebody's, I got a business
41:45trip. This is somebody who is making a special trip to go be endowed with political power,
41:49which is why he can come back and say, I give you five cities. I give you two cities. Um,
41:56and a lot of people point out that this sounds an awful lot like Herod Arkelaus, who went
42:02off to Rome to be given power to be, um, the, the leader of this tetrarchy, uh, after his
42:10father, Herod, the great died. And, and Herod Arkelaus was a bad dude. Like he was, he,
42:18he ends up being deposed, uh, for just rank incompetence in six C. E. And, um, it's after
42:26this that we have, uh, the need to have a census of the area, this, which is probably
42:31what Luke or the, whoever wrote the, uh, the nativity account in the beginning of Luke
42:36was, was confusing with, uh, you know, a period during Herod's life. But so in Luke 19, it
42:42seems to be suggesting that God is in the, is slotted in for this villain. And so it
42:50does, it does raise questions about how we should be understanding what the actual, um,
42:56structure of the parable is, um, is, uh, is functioning. Yeah. Should we be taking this
43:03as, as an endorsement of usury, uh, of, uh, the reaction? I think, uh, I think there are
43:11problems with that, particularly on the other side of, um, abolitionism as well, because
43:16all of these parables are about enslaved people. Right. Right. And so if none of them are about
43:21how bad it is to enslave anybody, right? It's all about, yeah, the slave did this, the
43:25slave did that, the master went good slave. Right. Um, like that. If, if you want to understand
43:31the structure of the parable to have some moral freight, uh, that it's carrying, then,
43:36then what do you do about, uh, the fact that it's all about enslaved folks and the fact
43:41that the New Testament consistently represents the ideal relationship you have with God as
43:46the relationship of slave to master. So there, there are a lot of problems with that as well.
43:50Um, but additionally it seems like what's going on in these passages are one, they don't
43:57go back to Jesus. Almost certainly don't go back to Jesus. These are probably traditions
44:02that develop later on and, and perhaps even though they are, they are put in Jesus's mouth
44:09right in the text. They're put in Jesus's mouth and it's possible that, that we have,
44:14um, some layers that post state the original composition of these gospels as well, uh,
44:20particularly because, you know, like when it says the, the master left and after a long
44:26time, um, this could be kind of, uh, this, uh, delay of the perusea. Why hasn't Jesus
44:32come back yet? Because, um, at the end of Matthew, Jesus tells the people there are people
44:37standing here now who are, uh, well, you know, will see me coming in, uh, clouds of power
44:43and great glory, the second coming, which didn't happen. Um, and so maybe this, this
44:48is something you know of. Let's not get our all, all preterist, uh, on, uh, right now,
44:57but this could have been a parable that was put in Jesus's mouth, even after the original
45:02gospel of Matthew was written as a way of kind of talking about how we need to be, we
45:07need to be doing our thing until Jesus comes back because Jesus is going to demand an accounting
45:13of us. Uh, and so the, the story could be doing that. Now you, you, uh, found another
45:20reading that, um, well, it was sent into us by a listener, uh, a listener who was a rather
45:26prescient listener. Yeah. Uh, who, so they sent in, uh, a really interesting, uh, view
45:33of this. Uh, it's sort of a liberation theology view, but it takes the, the idea that, uh,
45:43it basically makes the third slave, the hero of the story. And it, it claims that, uh, that
45:51the ancient Israelites would have under, or the, you know, the, the sort of neo-Christians,
45:56the early Christians would have understood it in a way that, uh, that what was happening
46:03was that the, uh, the, you know, the last slave was the one speaking truth to power and, uh,
46:11and that that was the right thing to do and that he was speaking out against the idea
46:16of usury and saying you are, you know, you are a usurer, uh, and that that, and somehow
46:23that ended, that's a bad thing. And then he gets condemned, which, uh, that's, that's,
46:28that kind of sucks. Uh, he gets thrown out, but, but one of the interesting things was,
46:34uh, that this author, and this is, this is from, uh, uh, an author named, there's a name
46:42associated with it. Uh, Andy Wade, I guess is, is the one who posted this particular
46:47thing. Uh, anyway, uh, one of the interesting parts of his theory is that by burying the
46:56talent in the ground, there was also this sort of, um, metaphorical idea that money can't
47:05grow in the ground. And that's, that, that subsistence, uh, living is the correct way
47:11of living. So you know, you, what you put in the ground is something, and you know, obviously
47:17he uses, uh, metaphors that are agrarian metaphors. You, you, you know, you reap what you do
47:24not sow. You, you know, you gather where you do not scatter. Right. Um, so it's, so I think
47:31it makes sense to, to look at the fact that he buried his, this money in the ground and
47:36nothing grew from it. And that the idea was that, uh, because, but the money itself has
47:45no inherent, um, growing value. You have to exploit other people in order for money to
47:53grow by itself. And he should have been planting things in the ground that would grow. I don't
47:59know. I just found that really interesting. And it made more sense of this, of this parable
48:05to me than saying that the master is God. The master then becomes sort of the, uh, the
48:13villain of the parable. Um, even though the outcome for this, for the hero, for the, you
48:19know, this hero slave is a very bad outcome. Yeah. Yeah. And, and this leads into the parable
48:26of the sheep and the goats where God is, is sifting through and putting the sheep on one
48:31side and the goats on the other. And, um, sheep go to heaven and goats go to hell as,
48:37uh, as we know from, uh, another great poet, but, uh, yeah, there are, I think that is
48:45a, an interesting reading. I think it certainly helps us to it's, it's a, it's a great interpretive
48:53lens to, to turn on our own selves in our own time and to think about how we engage
48:58with, uh, the economy around us and, and how so many people treat it as a zero sum game
49:03where, um, to get ahead, other people have to fall behind. We have to step on the next
49:09grind, the faces of the poor in order, uh, to, uh, to secure the bag. And, um, and, and
49:17I think that is a great reading. I don't know that it has much legitimacy in, in terms of
49:25trying to understand what the authors or the earliest audiences understood, uh, about it.
49:30But it, it is a, it is a pickle because it does seem to, um, to do the kinds of things
49:36that other parts of the gospel of Matthew. And here I'm thinking of, uh, Jesus's excoriation
49:42of the pursuit of wealth and of the, um, the sermon on the Mount, uh, those, those things
49:50just don't jive with, uh, with what we have here in the parable of the talents. And, um,
49:56I think there's an interesting, uh, there's a, the hermenea commentary volumes on Matthew.
50:02It's a three volume thing and it's from about 2005. I think it needs to be updated, but
50:07there's a good, there's some good final thoughts here because ultimately what this is coming
50:11down to is, is it's trying to tell the story about how, uh, the folks who are, um, followers
50:18of Jesus need to be productive followers of Jesus and, and, um, increasing value quote
50:25unquote, not monetary value, but they at least need to be doing something in the world in
50:30which they're supposed to be sharing the gospel, uh, in order to actually achieve the kingdom
50:37of heaven. If they just bury their thing in the ground and, and they don't go out and
50:42engage then they're going to be one of the unprofitable servants, which, you know, raises
50:47questions about, about faith alone, uh, so teriology in, in the gospel of Matthew.
50:54But, um, it's, it's basically trying to say it's going to be really good for the people
50:59who do the right thing. It's going to be real bad for the people who do the wrong thing.
51:03That's kind of the main rhetorical point here. And, uh, the, the author of the Hermanary
51:08Herman, a commentary, uh, volume here says the parable itself invites misunderstanding.
51:15When Jesus his whole message in his God becomes the parable signature in the definition of
51:19its contents, such misuse cannot happen. So if, if we just think about, if we set aside
51:26the idea of master slave talents, usually all that, and we just say, okay, God's, uh,
51:31Jesus is coming back. We need to be found to have been, um, doing Christian things. Everybody
51:39wants to do Christian things, tell us time to do Christian things. So if we want to, um,
51:43do the Christian things, then, then misuse cannot happen where this was not the case.
51:48The parable was misuse. The parable of the talents is theologically true only when it
51:52speaks of the God of Jesus Christ who loves people in such a way that they are indebted
51:56to him for everything that they are and that they can't achieve. It is theologically true
52:01only when it speaks of his commission of love or to love and of the gifts that are used
52:07for that purpose and not for just any human activities. It is theologically true only
52:12when it is related to the community of love that Jesus wanted when it does not speak of
52:17these things is merely an empty shell of words with which every human activity can be legitimized,
52:24such as exploiting other people in order to, uh, acquire wealth. Uh, and so I think there's,
52:34there are ways that we can acknowledge that this is probably an infillicitous, uh, metaphor
52:40that is, that is being leveraged here while still trying to, to understand the point the,
52:44the author was, was making, because certainly we can't expect the author of the gospel of
52:49Matthew to have actually endorsed not only usury and exploiting other people for wealth
52:55and investing to, um, to acquire just obscene amounts of money, uh, but also that it would
53:05endorse, uh, basically the death sentence on somebody who doesn't perform, uh, well enough
53:12or an enslaved person who doesn't perform well enough. It seems pretty ridiculous to,
53:17to think of God being in the role of a master of a slave who has, you know, uh, control over
53:24the life and death of that person. That's not, that's not a very Matthew and it's not
53:29a very Christian way to approach these kinds of relationships. So I'm, I'm going to say
53:34I, I don't know exactly what was going on in the, in the mind of whoever put this here,
53:40whether it was the, the original author of the gospel of Matthew, somebody coming afterwards,
53:44uh, comparing the, the version of the story that's in the gospel of Luke even makes it
53:50even weirder. Yeah. I don't know. Yeah. And the parable in Luke is, it's clearly the same
53:57parable. Yeah. It's just, just with modifications and differences. Yeah. But it, but it, it's
54:03absolutely the same. Um, but it, yeah, I, I'm still, I'm still, uh, well, as you say,
54:12the mutters or muddies, the water is muddied, uh, and then we take a leave. I guess that's,
54:18that's when we run away. So, uh, thanks for that, I suppose. Um, listen, friends, uh,
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